Core Service
Formation & Structuring
Expert guidance through the legal, regulatory, and strategic complexities of establishing your captive insurance company — from entity selection to licensing and launch.
Expert guidance through the legal, regulatory, and strategic complexities of establishing your captive insurance company — from entity selection to licensing and launch.
A wholly-owned subsidiary insuring only the risks of its parent and affiliates. The most common and straightforward captive structure, offering maximum control and customization.
A jointly-owned vehicle formed by an industry association or group of organizations sharing similar risk profiles, pooling resources for mutual benefit.
Access captive benefits without forming a standalone entity. Protected cell structures or sponsored captive arrangements offer lower barriers to entry.
Our team manages every phase of the formation process — coordinating with regulators, legal counsel, actuaries, and auditors to ensure your captive is established on solid ground and within target timelines.
Typical formation takes 4–6 months from feasibility completion to regulatory approval, depending on domicile and structure complexity.
Comprehensive business plan and pro-forma financials required by regulators, including three-year projections and policy documentation.
Complete preparation and submission of the captive licence application to the chosen provincial regulator, with full supporting documentation.
Selection and engagement of your captive management team, legal counsel, auditors, actuaries, and banking partners within the chosen domicile.
Fund the captive, bind initial policies, establish governance protocols, and begin operations with full compliance infrastructure in place.
From structure selection to regulatory approval, we guide every step. Start with a conversation about your organization's unique needs.