Rigorous actuarial and strategic analysis to determine whether a captive insurance vehicle aligns with your organization's risk profile, financial objectives, and long-term growth trajectory.
Comprehensive gathering of historical loss data, current premium spend, coverage specifications, and organizational risk tolerance parameters.
Independent actuarial professionals model expected losses, develop funding projections, and stress-test scenarios across multiple risk profiles.
Assessment of domicile options, jurisdictional compliance requirements, and tax implications across both provincial and federal landscapes.
A definitive go/no-go recommendation supported by financial models, risk quantification, and a proposed implementation roadmap.
A properly executed feasibility study is not simply a regulatory prerequisite — it is the strategic cornerstone upon which your entire captive program is built. Without this rigorous foundation, organizations risk misaligned capitalization, unforeseen regulatory exposure, and suboptimal risk transfer outcomes.
A comprehensive feasibility study takes 8–12 weeks, depending on data complexity and the number of risk lines under evaluation.
We project multi-year financial outcomes comparing captive vs. traditional insurance to quantify your potential savings and investment income retention.
Every insurable risk is catalogued, measured, and evaluated for suitability within a captive structure, including emerging and hard-to-place exposures.
Head-to-head comparison of Canadian domiciles — British Columbia, Alberta, and offshore alternatives — based on your unique corporate profile.
Early identification of regulatory hurdles, governance requirements, and reporting obligations ensures a smooth path from feasibility to formation.
Let us conduct a thorough, unbiased analysis of your risk portfolio and deliver a clear recommendation — with zero obligation.