public Onshore (EU)

Malta

Malta is the only EU member state with protected cell company (PCC) legislation that extends to brokers and insurance managers beyond traditional insurers. Its PCCs offer unique shared economies of scale and direct access to the EU market, effectively reducing fronting costs. The domicile is Fitch A+ rated and focuses on facilitating blockchain technology and legal certainty for smart contracts.

Quick Facts

Jurisdiction
Onshore (EU)
Legislation
PCC Legislation (MFSA regulated)
Tax Environment
Direct access to UK and EU markets
Financial Requirements

Minimum Capital & Surplus

Structure Type Minimum Capital
Captive Reinsurance EUR 1.2 million
Direct Insurer EUR 2.5 - 3.7 million
Individual Protected Cells No minimum
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Regulatory Framework

PCC Legislation (MFSA regulated)

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Tax Environment

Direct access to UK and EU markets

Considering Malta for Your Captive?

Our consultants provide end-to-end guidance on domicile selection, feasibility, and formation. Let us help you determine if Malta is the right fit.

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